RRIF Account

A RRIF account (Registered Retirement Income Fund) is the natural extension of an RRSP account.

Registered Retirement Income Fund (RRIF)

A Registered Retirement Income Fund (RRIF) allows your savings to continue growing tax-deferred while generating a steady stream of income throughout your retirement years. It provides you with the same investment options as your RRSP account. Also, RRSP accounts can be converted into RRIF accounts at any time, but you must convert your RRSP by December 31 of the year you turn 71.

Benefits of a RRIF

  • Tax-Sheltered Growth
  • Flexible Investment Options
  • Flexible income payments with low minimums

We Offer 5 RSP Investment Account Choices

1) Signature Service RRIF Account

It’s a premium asset management service that’s commission- free and gives you access to all the services, advice and investment options you need to meet your financial goals.

2) Mutual Fund RRIF

Choose from an extensive lineup of mutual funds from more than 35 fund management companies. Our fund selection encompasses a full range of savings, income and growth funds.

3) Managed Portfolio RRIF

Building a diversified portfolio and constantly monitoring and adjusting it takes time and expertise. For this reason, many investors prefer our “All-In-One Fund Solution,” which offers an easy and effective way to handle the money management and asset mix.


We offer RRIF Guaranteed Investment Certificates (GICs) in terms ranging from one to five years. GICs provide guaranteed principal and interest, so they make an ideal addition to a diversified portfolio.

5) Self-Directed RRIF

Our platform provides all the available products under one plan, with maximum flexibility to manage your investments.

Get Started Now!

Open an RRIF account or transfer your existing RRIF account to GP Wealth Management. We encourage you to get professional advice when managing your RRIF account.


Related Information

The Value of Advice

Canadians with financial advisors are more confident about their future.


Client Relationship Document

We’ve developed a plain-language document that describes the relationship between you and your GP Wealth Financial Advisor or Planner.